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Is a Prepaid Plan Right for You?

As you look for a cell phone plan for you and your family, you'll quickly find that the options available can be overwhelming. One option you'll come across is prepaid cell phone service. There are many advantages worth looking into for this type of plan.

 

No Contract


Prepaid phone plans provide more control over how much you spend for cell phone service. Using a prepaid plan means you don't have to sign a contract, which can sometimes lock you into specific types of service for two or more years. Breaking a contract can often be very expensive. Additionally, you may not have that much leeway in choosing the services you need when you're under a cell phone contract.

 

Service Plan Features


With prepaid phone plans, you purchase a phone and then only pay for the number of minutes you want to use, as well as any specific services such as voice mail, texting, call waiting, caller ID, or call forwarding. Additionally, many prepaid phones are programmed to connect you with 9-1-1, even if you technically don’t have any airtime left. So, you are still provided with protection and security.

Prepaid cell phone plans can be very convenient, allowing you to “reload” them easily, or even purchase an entirely new phone and prepaid plan.

 

Comparison Shopping


If you’re not sure if prepaid phone plans are right for you, you can do some comparison shopping. Find out how much it costs to buy a certain number of minutes as well as access to any services you want. Then, compare those figures with those of a monthly plan. Don’t forget to look at such things as taxes, 9-1-1 access, and other “add-ons” that sometimes come with monthly plans.

 

You'll also want to compare the cost of the phone you purchase for your plan. Most prepaid plan providers offer similar style phones to monthly-plan contract providers, so it's easy to determine which will be the smartest purchase for you.

Also take into consideration just how much you use your cell phone. Prepaid plans are by far less expensive than a contracted monthly plan if you only need the cell phone for minimal use. There are a range of prepaid plans offered to accomodate all types of usage needs.

You’re the only one who can decide which plan is best for you. Do a bit of research, compare prices and make an educated decision that will fit your budget and lifestyle.

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